Welcome to Brumby Campers

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Australia is the perfect holiday destination for independent travelling and with boundless routes and exciting places to visit, there is something to satisfy even the most jaded world traveller!

Our competitive Rental Rates for Australia motorhome and campervan hires enable overseas budget minded explorers to plan affordable transport with more time to experience the wealth of unique attractions and scenery that makes Australia such a wonderful holiday.

When you Request a Quotation it will be from our fleet of superbly maintained and presented campervans, motorhomes, 4WD Bushcampers and our cost efficient rental cars. For your peace of mind when travelling, our rental Vehicles are supported by our 24 hour a day Automobile Association breakdown service.

Take advantage of our unique Rental Network! If your holiday is going to be spent partly in Australia and New Zealand, you can benefit from our combined Pacific rental network. If you hire a car, campervan or a motorhome from our network for Australia and New Zealand, you’ll still receive our generous long term rental rates.

Brumby Campers has proudly taken their name from the Brumby, which is Australia’s wild horse and is derived from an aboriginal term “Baroomby” used to describe ‘wild’. Brumby herds have been roaming free in Australia for over 200 years and are now part of Australia’s heritage.

We appreciate that your holiday time is precious and that there is nothing worse than being treated ‘like a number’ and finding yourself bundled into a touring vehicle and left to your own devices. For this reason we have provided an abundance of online services and information to help you get sorted before you even leave your home! Read our Terms & Conditionsbefore you Make a Booking, or select additional rental Accessories from the comfort of your chair, and we are always happy to provide assistance with any questions or concerns you may have before you get on the road. Our campervans and motorhomes come with a Travel Information Pack that includes details on camping grounds, maps, Australian traffic rules, sightseeing brochures and general information. We are committed to helping you Discover Australia and ensuring your holiday is an unforgettable experience for all the right reasons!

Australia is the sixth largest country in the world but has one of the lowest population densities in the world – only two people per square kilometre! Mother Nature was feeling inspired when she designed Australia, from glistening waters to rainforests, mountains and outback plains, Australia’s National Parks, Reserves and Wildlife Sanctuaries, they all offer stunning natural beauty and rich Aboriginal culture. It’s all here waiting to be discovered, and in your Brumby campervan you call the shots, travel at your own pace, in your own direction and savour the sights while meeting some great Aussie characters along the journey.

Taking Advantage Of Car Finance

Taking Advantage Of Car Finance

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Do you want to purchase a vehicle but don’t have the money available to you at the moment? That’s what Car Finance by Stratton Finance is for. Many Australians take advantage of car finance every year to get them the vehicle of their dreams. Even those with poor credit or no credit are sometimes eligible depending on their income level or on whether they can find some form of secured loan. It’s easy to see why financing is necessary to make a large purchase like the purchase or a vehicle. A vehicle is worth a lot of money and it may take years of saving to acquire the money to make this kind of purchase. With financing, the money is instantly available.

The answer to the predicament of being turned down for car finance is simply to shop around. There are always more options out there that you will only find out about if you put the effort into it. Depending on where you live in Australia, it may be an absolute necessity to own a vehicle. Australians need to get to work every day to make the money to pay their bills. Any employee needs to reliably be able to show up for work to hold down a job. Employment is one of the biggest reasons why car finance is important.

There are all kinds of vehicles out there that you can possibly buy. Unfortunately, a lot of the cheaper ones are prone to having mechanical problems very soon after they are purchased. You can’t risk it on a cheap car. You need to know that you will be able to depend on your vehicle. There’s not just work to be concerned about. There are also a lot of personal commitments that we all have to deal with for our family and friends. Especially if you have children, you need to be able to get places reliably every day.

Evaluate your situation and find the best car finance option for you. If necessary, you may use a cosigner to get you a vehicle if your own credentials are not enough. Car finance is not so complicate or so elusive as you may think. Car finance such as the ones obtained from Stratton Finance https://www.strattonfinance.com.au/ is a reality that most Australians have to live with to stay on the roads and meet their everyday responsibilities.

Start shopping for a vehicle and then find the financing option that’s right for you. Don’t get discouraged by being turned down for a loan, but simply keep looking. There are many loans available to those who put in the time and the effort to find them.

Novated Lease Power

The Power Of A Novated Lease – Only In Oz

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Virtually everybody on the island of Australia has a motor vehicle registered in their name. Of all car, truck, van, motorcycle, and other automobile owners, the vast majority of Australians drive their motor vehicles on a daily basis.

They’re used to get to work, school, shop for groceries, transport children, and every other purpose one could imagine. As such, owning, leasing, or at least having reliable access to a solid motor vehicle is highly important for virtually all Australians.

Australians Are Molly-Whopped By Personal Debt

While Australia is a fabulous place to live – maybe outside of huntsman spiders – its residents are more affected by insurmountable loads of debt than anywhere else on the entirety of planet Earth.

As such, Australians often find it difficult to purchase high-quality, dependable motor vehicles.

How Else Can Australians Get Vehicles Outside Of Buying Them?

Steal them – duh! Just kidding.

Seeking out a novated lease is an effective, reliable, affordable means of securing a car, truck, van, or other type of automobile for personal use.

Unfortunately for most people, the basics of a novated lease aren’t outwardly clear to them. Australians, however, are one of the few people on planet Earth that are fortunate enough to be provided with the endless benefits that a novated lease can offer.

What Exactly Is A Novated Lease?

Employers have provided workers with benefits packages for decades, in hopes of competing with “better,” more sought-after employers. Simply paying them salaries and wages isn’t enough to secure the human resource market’s best human capital.

A novated lease is one of the many benefits employers offer to Australian workers. Employers often have millions, if not billions, of dollars to their corporate names. As such, they rarely get turned down by financiers when looking for automobiles to provide their employees with through a novated lease program.

When employers offer a Novated Lease Stratton at https://www.strattonfinance.com.au/novated-lease to employees, workers get such vehicles all to themselves, and don’t have to share them. Payments for such vehicles are automatically deducted from workers’ before-tax earnings.

Why Bother With A Novated Lease?

Most people like their novated lease agreements because they save people money on their tax returns. Because payments for them are subtracted from pre-tax earnings, beneficiaries of novated leases effectively don’t have to pay tax on amounts spent on their leases.

If those individuals were to secure leasing without novation, they’d have to pay taxes on monthly lease installments.

Car Loans

Car Loans

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When you are ready to find the car of your dreams, getting a car loan is inevitable. However, if your loan application is denied, it can be disappointing to you. For many people, the main reason that a car loan will be denied is their credit score. If your credit score is low or if there are many negative marks on your credit history, then your loan application may not be approved. Fortunately, even with a less than perfect credit score, there are avenues to take in order for you to get the car of your dreams.

Higher Interest Rates
If you choose a higher interest rate, you may still be able to get approved for a car loan. Depending on the actual lender, the interest rate will vary. Therefore, it is important to shop around for different rates. Car loans usually always have high interest rates, so if your credit score is low, then you can expect to have an even higher interest rate.

Down Payment
A second way to get a car loan is to opt for a large down payment. Not only does the down payment allow your monthly payment to be reduced, but it will also increase your chances of being approved for the car loan. It is important to make sure that the down payment does not interfere with other savings.

Repayment Period
The repayment period for a car loan can also make the monthly payment more affordable. For example, some car loans will have a repayment period of 48 months. However, if you need your monthly payment to be more affordable, then you can opt for a 60 or 72 months car loan. There are even some examples of 84 and 96 months car loans. If you do not plan to get a new car any time soon, then opting for a longer repayment period may be a good option.

Co-signer
Finally, if your credit is not great and you need a Car Loans Stratton, then you can have someone to co-sign the loan with you. A co-signer will allow someone other than you to also be responsible for the repayment of the loan. When searching for a co-signer, you should look for someone with good credit. By finding someone with good credit, you will have a better chance of getting lower interest rates.

Getting a car loan is something that everyone will have to eventually do. When it is your time to get a car loan, you should remember that there are plenty of options available. Normally, a dealership will be able to get you approved for a loan, but if the dealership cannot, then you should shop around for the best deals on the car loan. It is important to remember that you can always opt for a longer repayment period, put down a large down payment, or have someone to co-sign you. Regardless of your situation, there are ways to get a car loan.

How to Get Australian Car Finance

How to Get Australian Car Finance

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Chances are high that you do not have a lump sum of money to pay outright for a brand new car. Car finance in Australia is most likely what you will need so that you can drive home the car of your dreams. Here is some information and tips on car finance and how you can get help buying the vehicle that you desire.

Where to Get Car Finance

You have several options when it comes to car finance. You can go to the bank that you conduct your business with and ask that bank to help finance your car. You can go to a private lending institution and request help buying a new or used car. Alternatively, you can go to the dealership that’s selling the car that you want and try to get financing from them. Many dealerships offer in-house finance and will give you a deal on yours. The important thing is that you pick a loan that is right for you and meets your needs in terms of loan length, interest rate and fees.

How to Qualify for Car Finance

Most of being able to qualify for Car Finance at Stratton is making sure that you earn enough income and can pay the loan without having problems. You may want to conduct a calculation to ensure that you can afford the monthly payments. If you visit a lender’s site, you may see a payment calculator that you can use at your convenience to figure your monthly payments. Other than that, make sure that you have a decent down payment gathered and that you are the appropriate age to sign a contract. Additionally, it’s good to have a list of references that the prospective lender can contact if they need some information about your payment likelihood or history.

The Process of Car Finance

The process usually starts with an application. You can call the lender or complete a secure form online. An agent then takes your information and runs it through the system. When they are done running it through the system, you’ll get a definitive answer about the financing. If all is well, you will sign a contract and then be able to drive your car home.

Tips for Getting Your Car Financed

Make your search for adequate car finance deals a diligent one. Use a comparison tool so that you can find the best deal for yourself. Additionally, you should research consumer reviews, history and mission statements of the company that you are thinking about using for your loan. You have the right to borrow from a reputable establishment that is going to exercise fair lending practices, positive customer service efforts and so on. Finally, you should exhaust all possibilities before you take a finance deal. Ask for help from family members, friends and other people before you apply. If you’ve done all that, then you can have a go at it.

Novated lease calculator option

Do I get to take advantage of a novated lease calculator option?

Financing a vehicle in Australia isn’t difficult for residents who have good credit and a positive financial statement, and it’s even easier for those who have a novated lease option at work. A novated lease is an alternative to traditional financing methods. If you want to lease a new car, you can do it without ever making one payment out of your own pocket. You make the payments from your salary before you ever see the money.

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A novated lease calculator is guaranteed by your employer. If your company offers this option to those who work within the company, you can work out a lease agreement with a vehicle dealership by talking to your employer. When the lease paperwork is finalized, you take it to your employer and have them sign on in agreement. This means they’re willing to take the payment for this leased vehicle from your pre-tax salary to help you drive off in a car you want.

If you have the option to use a Stratton Novated Lease Calculator, should you do it? That’s the one question many people ask when they are given this option. It’s not something that’s offered all over the world, and Australian’s are quite fortunate to have this option. It all but eliminates the risk of ever missing a car payment. You never make late payments, and you’re always guaranteed a chance to get a car even if your own financial history is a bit spotty.

Does your company offer a novated lease program?

If you’re unsure whether your company offers this kind of novated lease offer, just ask. You can get them to work with you by coming up with a budget, a payment calculator, and by helping you out when you need a little help purchasing a new car. Many people offer this, but you won’t know until you ask. Your employer might have this offer upfront when you take a job, but they might also not share this with you until you ask.

It’s a nice alternative to traditional finance methods because it allows you to find approval if you cannot get it on your own. If you have a negative credit history or cannot afford to buy a car without your employer taking the money out of your pre-tax salary, you might turn to your employer for the help you need.

If you are taking advantage of this program, you typically lease your car for four or five years and then make more decisions. This could be to re-lease the car you’ve been driving, turn it in and lease a new car, or buy it outright. You do have options, but you must make the decision that works best for your specific financial situation. It’s the only way to shop for a new vehicle using the novated lease calculator option.